RATES SHARE RATES CERTIFICATE RATES
Effective as of: 11/26/2012
Rates are subject to change without notice
LOAN RATES | ||
| Description | Maximum Term | Annual Percentage Rate |
| New Vehicle | up to 84 months | *5.25% to 15.50% |
| Used Vehicles | up to 84 months | *6.25% to 16.50% |
| New RVs | up to 84 months | *5.25% to 15.50% |
| Used RVs | up to 60 months | *6.25% to 16.50% |
| New Boats,Motors and Trailers | up to 144 months | *5.25% to 15.50% |
| Used Boats,Motors and Trailers | up to 120 months | *6.25% to 16.50% |
| New Motorcycles | up to 60 months | *5.25% to 15.50% |
| Used Motorcycles | up to 48 months | *6.25% to 16.500% |
| Signature Loan | up to 60 months | *8.25% to 18.00% |
| Max limit on signature is $6,500.00 or 1.5x the gross monthly income. | ||
| Overdraft Protection | *12.00% to 18.00% | |
| Share Secured Loan | up to 60 months | 2.00% above the share rate |
| 61 to 120 months | 3.00% above the share rate | |
| 100% share secured | ||
| Half Share and Half Signature Loan | 11.00% | |
| 50% share secured | ||
| Line of Credit | up to 36 months | 18.00% |
| Fixed | ||
| Life Insurance Secured | up to 60 months | 9.00% |
| Stock/Equities Secured | up to 60 months | 9.00% |
| Share Certificated Secured | 2.00% above index | |
| 3.00% above the yield on the certificate. (Rate changes at the time the certificate is renewed) | ||
| Line of Credit (Variable) | 5.00% above index | |
| Prime-subject to change quarterly. Rate set 15 days prior to beginning of each quarter. CAP-NCUA allowable, $3.00 per hundred. **RATE IS NOW 8.25% | ||
| Home Equity Line of Credit | 1.00% above the WSJ Prime | |
| The first year we discount 1.25%. (Prime rate is subject to change yearly. Rate is set 30 days prior to July1st) THE RATE NOW IS 3.00% FOR THE FIRST YEAR. | ||
| Construction Loan | 12 months maximum | 11.50% |
| Rates are subject to change without notice | ||
| *The ANNUAL PERCENTAGE RATE (APR) may vary depending upon your creditworthiness. Please ask a loan officer for detailed information. | ||
